- 123-446-7890
- support@eternalequitysolutions.com
Consider your life insurance policy as a valuable financial asset that can be converted into cash when needed.
Life settlements offer a compelling investment opportunity by allowing investors to purchase existing life insurance policies at a discount, providing potential for attractive returns. This innovative investment avenue not only diversifies portfolios but also contributes to a socially responsible market, offering financial solutions to policyholders while delivering value to investors.
In today’s economy, life settlements present a compelling investment option. With uncertainties in traditional markets, life settlements offer a stable and uncorrelated asset class. Investors can capitalize on consistent returns, potential tax advantages, and a unique hedge against market volatility. Furthermore, life settlements contribute to portfolio diversification, providing a strategic approach to navigate economic fluctuations. Explore the resilience and potential of life settlement investments as a prudent choice in today’s dynamic economic landscape.
Investing in life settlements involves purchasing life insurance policies from policyholders at a discount, with the expectation of receiving the full face value upon the insured’s death. One potential benefit is the non-correlation with traditional financial markets, providing diversification for an investment portfolio.
Additionally, life settlements may offer attractive returns compared to other fixed-income options. However, risks include uncertainties in life expectancy predictions, and potential liquidity issues.
In today’s market, some investors view life settlements as a relatively safe option due to improved industry regulation and a better understanding of the associated risks. Still, it’s crucial for investors to conduct thorough due diligence, stay informed about industry developments, and carefully assess the potential risks and rewards before considering life settlements as part of their investment strategy.
When purchasing a life insurance policy, the process typically involves engaging a licensed life settlement provider. This provider examines all closing documents, such as the purchase agreement and escrow agreement, ensuring that essential documents like HIPAA authorization, death certificate release, and limited power of attorney are in order. Subsequently, the funds are placed in escrow, and ownership foms are sumitted to the insurance carrier.
The policy can be owned through various entities, such as an LLC, trust, charitable organization, or personally. Once the changes are officially recorded, the carrier notifies the buyer, and the funds held in escrow are released.
After the policy generates a 15% return for investors, any additional profits are shared through a 70/30 split, with 70% going to investors and 30% retained by the managing entity.
©2023. Eternal Equity Solutions. All Rights Reserved.
